The amount that one individual can invest in mutual funds can vary depending on several factors, including the fund's minimum investment requirements and the individual's financial capacity. Here are a few points to consider:

Minimum Investment Requirements: Mutual funds typically have minimum investment requirements, which can vary from fund to fund. These requirements can range from as low as a few hundred dollars to thousands of dollars. It's important to check the specific requirements of the mutual fund you are interested in to determine the minimum investment amount.

Affordability and Financial Goals: When deciding how much to invest in mutual funds, it's crucial to consider your own financial situation, including your income, expenses, and financial goals. It's generally recommended to invest an amount that you can comfortably afford without jeopardizing your financial stability or neglecting other essential financial obligations.

Risk Considerations: Mutual funds offer diversification by pooling investments from multiple individuals, which helps spread the risk. However, all investments carry a level of risk, and it's important to consider your risk tolerance when deciding how much to invest. Investing a smaller percentage of your overall portfolio in mutual funds can help manage risk effectively.

Investment Objectives: Your investment objectives and time horizon should also influence the amount you invest in mutual funds. If you have long-term goals, such as retirement planning, you may consider investing a larger amount to potentially benefit from compounding returns over time.

Professional Advice: It's always advisable to consult with a financial advisor or investment professional who can provide personalized guidance based on your individual circumstances, risk tolerance, and financial goals. They can help you determine an appropriate investment amount and create a diversified investment strategy.

Remember, investing in mutual funds carries certain risks, and past performance is not indicative of future results. It's important to conduct thorough research, understand the fund's investment strategy, and carefully consider your own financial situation before making any investment decisions.